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Decree-Law 91/2023 of 11 October provides for the temporary fixing of instalments on credit agreements for the purchase or construction of permanent owner-occupied housing and reinforces the extraordinary measures and support for home loans.
This scheme, set up by the Government, established the possibility of fixing home loan instalments for a period of two years, ensuring that the instalment amount remains stable over that period.
For more information about this scheme, see the article "Fixing credit instalments: your questions answered" on the Saber de Contas website.
You can also consult the Banco de Portugal website, which provides information on temporarily fixing instalments and also on the subsidisation of interest on home loans.